Remote
Atlantic Bay Mortgage Group

Mortgage Underwriter

Location: Remote

Atlantic Bay Mortgage Group is seeking a Mortgage Underwriter to join our team!

Responsibilities:

  • Ability to work in fast paced operations center meeting all production based performance criteria for Quality of Workmanship and Quantity of Production Volume.
  • Ability to calculate income, including tax return analysis and to properly catalog findings into a concise effective written summary.
  • Ability to communicate effectively in written and verbal communications.
  • Thorough understanding of credit and an ability to review complex financial documents.
  • Ability to assess an individual’s creditworthiness while adhering to all regulatory and compliance requirements.
  • Thorough understanding of credit and an ability to review complex financial documents.
  • Ability to assess an individual’s creditworthiness while adhering to all regulatory and compliance requirements.
  • Ability to make credit recommendations.
  • Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality.
  • Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment.
  • They must be able to assess the information obtained and determine if it validates the information used to qualify the borrower at the time of modification offer.
  • Self-motivated, ability to work in a fast-paced, high volume environment, while practicing sound lending judgment.
  • They must have a strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines.

Required/Preferred Qualifications:

  • Direct Endorsement Certification preferred.
  • Underwriting certifications a plus but not required.
  • Secondary market experience a plus.
  • 3 years’ experience in front line mortgage underwriting, Proficiency with DU and LP.
  • Associates degree or equivalent experience.
  • CHUMS# preferred.
  • SAR preferred.
  • 5 years’ experience with Microsoft Office suite of products; demonstrate ability with Excel and Word in addition to Adobe pdf.
  • Must have 5 years’ experience as a mortgage underwriter and be able to think “outside of the box” to obtain the required information.

Be able to work M-F 8:30 – 5:30 (overtime may be required at times.)