Senior Risk Portfolio Data Analyst

Title: Senior Risk Portfolio Data Analyst

Location: San Jose, CA, United States

Job Description:

Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses-from startups to established brands-make smarter decisions and gain control of their operations. And we don't stop there: we're creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that's ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity-and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person's unique skills and experiences. We'd love to hear from you-you might be just what we're looking for, whether in this role or another.

Let's give businesses more time for what matters.

Make your impact within a rapidly growing Fintech Company

We are looking for a talented, enthusiastic and dedicated person to join BILL's Risk Portfolio Analytics team. The incumbent will be responsible for leading all analytical support, risk analysis, loss forecasting, and KPI development for working capital initiatives. This position requires a person who has experience with analytics, defining success metrics, visualizing and presenting data insights, and credit loss forecasting models.

We'd love to chat if you have:

• Minimum 5 years of industry experience in risk analytics, data analysis or data science (3 years for applicants with an MS degree)
• Bachelors degree preferably in Economics, Data Science, Statistics, Computer Science, or any related technical field
• Experience using statistics and data science to solve complex business problems
• Experience with accurate forecasting methodologies
• Expert proficiency in SQL
• Experience working with large datasets
• Experience building dashboards and data visualizations with BI tools for effective communication and portfolio understanding
• Ability to clearly communicate complex results to technical experts, business partners, and executive leadership
• Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses, and action-oriented outcomes
• Desirable to have experience and aptitude solving problems related to risk using data science and analytics
• BONUS
• Proficiency with Tableau
• Experience with Python for data analysis
• Advanced degree (M.S.), in Statistics, Data Science, Business Analytics, Economics, or a related technical field

The estimated salary range for this role is noted below for our San Jose based role. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range

$126,900-$151,800 USD

What's in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn't only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL:

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

Don't believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com.

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.