Post Closer III

Title: Post Closer III

Location: Silverton Corporate Office #4000

Job Description:

Why Silverton Mortgage:

• We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry

• We believe in giving back and we do so through The Silverton Foundation

• Our strong communication skills drive customer satisfaction

• We offer extensive product lines and maintain an in-house loan process that offers a competitive edge

• We have fun!

Post Closer III

Department: Post Closing

Work Style: Hybrid (3 days in-office)

Location: Atlanta, GA

Pay: Hourly/non-exempt

The expected pay range for this position is from $19.23-$24.00 plus additional bonus opportunity. The stated hiring range is based on experience, qualifications, and other relevant factors. Final compensation decisions will take into account a variety of considerations, including individual skills, internal equity, and organizational needs.

 

 

 

 

JOB SUMMARY

The Post Closer is responsible for receiving closed loan packages, performing comprehensive file audits from note date through completion, clearing post-closing conditions after delivery to investors, and supporting all post‑purchase related functions. This role ensures data integrity, compliance, completeness, and timely sale of loans to investors.

 

Responsibilities:

 

Receive and Validate Closing Packages

·  Receive, log, and review all closing packages for completeness and accuracy.

·  Verify inclusion of required documents such as the Note, Final Closing Disclosure, security instruments, and investor‑specific forms.

·  Coordinate with closing, processing, and title companies when documents are missing or incomplete.

 

Audit Loan Files

·  Conduct a full post‑closing audit ensuring all documents meet internal, agency, and investor requirements.

·  Confirm accuracy of signatures, dates, notarization, fee disclosures, and document formatting.

·  Identify discrepancies and initiate corrections with internal staff and settlement agents.

·  Ensure compliance with regulatory requirements, including TRID, HMDA, and company guidelines.

 

Condition Clearing

·  Review investor suspense or deficiency conditions and gather documentation needed for clearing.

·  Communicate with investors, internal teams, and external partners to resolve outstanding issues.

·  Upload or submit corrective documents to investors within established timelines.

·  Track outstanding conditions through completion to ensure loans are purchased quickly.

·  Maintain accurate records of post‑purchase activities for audit and reporting purposes

 

QUALIFICATIONS:

3–5+ years of mortgage post‑closing experience, specifically in a high‑volume lending environment.

     Strong, hands-on experience with:

• Reviewing and auditing complete closing packages
• TRID compliance and CD validation
• Note and security instrument accuracy verification
• Clearing investor suspense conditions
• Uploading/document delivery to major investors or aggregators
• Experience handling investor deliveries for Conventional, FHA, VA, USDA, Jumbo/Non-QM

 

PHYSICAL DEMANDS:

• Must be able to remain in a stationary position 75% of the time.
• Constantly operate a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer.
• 30% communication methods completed over the phone.
• Must be able to exchange accurate information at all times.
• Constantly works in an indoor temperature controlled, sealed window office environment.

 

BENEFITS:

• Medical and Dental Plan with Prescription Coverage and Vision
• Competitive benefits including 401(K) includes 100% company match of the first 4%
• Paid time off days (PTO), maternity/paternity leave, and holidays
• Community involvement including Volunteer Paid Time Off (VTO)
• Tuition Assistance for your first degree
• Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being
• Collaborative and energetic work environment
• Professional development and promotion opportunities
• Competitive bonus programs

Silverton Mortgage is committed to creating an inclusive workplace. Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.

 

Business Unit -

Silverton Mortgage