Insurance Sales Representative

Title: Insurance Sales Representative

Locations: , Colorado , Nevada , Utah , Washington , Texas , Arizona 

Work Type: Remote, Full Time

Compensation

$65K – $100K • Offers Equity • Eligible for Sales Incentive Plan. On-target earnings (OTE) start at $88,000, but with uncapped earnings and performance-based incentives, earning potential is limitless. Our top performers consistently reach six figures and above. More compensation details are in the job posting.

Department: Sales

Job Description:

Quick Summary

Inbound licensed insurance sales role with $88K+ OTE, uncapped earnings, and company-provided warm leads. Focus on closing — not prospecting — while helping homeowners protect what matters.

Who we are

Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it harder. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.

Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most.

Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 13 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)

• Forbes' America's Best Startup Employers (2021-2024)

• Inc. 5000 Fastest-Growing Private Companies

• Forbes’ Fintech 50 (2025-2026)

• Great Places to Work Certified (2024-2026)

The opportunity

We’re looking for licensed Insurance Sales Agents to help homeowners confidently navigate home insurance and related products during key moments in their lives.

As a critical part of Kin’s growth strategy, this role exists to convert high-intent homeowners into long-term customers through expert guidance, trust-building, and consultative sales. With qualified leads provided by our Marketing team, you’ll focus on what you do best — connecting with customers, closing sales, and delivering an exceptional experience from first contact to bind.

This is a high-impact, high-earning role at a moment of strong company growth, where top performers consistently reach six figures and beyond through uncapped commissions and performance incentives.

Shift & Training Requirements

• Must be available Monday–Friday for one of the following shifts (assigned based on business needs):

  • 9:00 AM – 6:00 PM CST

  • 11:00 AM – 8:00 PM CST

• Rotating Saturday shift required every 4–6 weeks

• Mandatory paid training period of 8+ weeks

Your responsibilities

• Connect with potential customers by handling inbound inquiries via phone, email, and text to understand their needs and recommend tailored insurance solutions

• Consistently meet or exceed sales targets by building strong customer relationships and applying effective, consultative sales techniques

• Clearly communicate the value and benefits of Kin’s insurance products while addressing customer questions with confidence
  Leverage company-provided qualified leads and execute consistent follow-up to move customers through the sales funnel to close

• Partner cross-functionally with underwriters and customer service representatives to ensure a smooth experience from initial inquiry through policy issuance

• Simplify complex insurance concepts and guide customers toward coverage that best protects their most important assets

What you’ll bring

• At least 6 months of P&C insurance experience in a fast-paced sales environment (homeowners, auto, and/or call center experience a plus)

• Active P&C license in your current state of residence

• Proven track record of closing sales and exceeding targets

• Ability to build trust quickly through clear, confident communication

• Comfort adhering to performance metrics, schedules, and training requirements

• Proficiency with CRM systems and telephone software, including managing multiple platforms simultaneously

• Self-motivated, results-driven mindset with a passion for hitting goals

Bonus qualifications:

• Licensed in California

• Surplus Lines License

We’ll also consider candidates who have prior insurance sales experience (even if not recent) with an active license and CE, or strong sales experience from other industries.

How we hire

We believe a great hiring experience should be clear, respectful, and human. We’ll accept applications for this position on an ongoing basis. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.

The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:

• Prompt updates and feedback following interviews

• Interviews with recruiters, hiring managers, and members of teams

• Skills assessment relevant to the position

• Genuine, thoughtful human interaction at every step

How we support you

Compensation at a glance

• On-target earnings (OTE) starting at $88,000, with uncapped commissions
  $40,000 base salary

• $4,000 annual bonus tied to policy attainment goals
  Guaranteed minimum of $1,500/month for the first three months post-training

• Ongoing monthly bonus eligibility through the Kin Sales Incentive Program

This role is eligible to earn additional monthly incentive compensation through the Kin Sales Incentive Program.

Incentives & recognition

• Terry Berry Perks Program

• President’s Club (Top 15 agents)

• Milestone Program for premium achievements

• Monthly agent and team recognition awards

Total rewards & benefits

• Medical, Dental, Vision, Life, Short- and Long-Term Disability

• Employee Assistance Program

• Voluntary benefits including accident, hospital indemnity, critical illness, legal assistance, and pet insurance
  Benefits eligibility beginning the first of the month following start date

• Company equity via Restricted Stock Units (RSUs), based on role and level

• 401(k) with up to 4% company match

• 11 days accrued PTO, 7 paid sick days, and 8 paid company holidays
  Paid Parental Leave:

  • 14 weeks (birthing parents)

  • 8 weeks (non-birthing parents)

• Professional development and career mobility opportunities

• Referral bonuses

How we work

We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.