Fraud Risk Strategy, Senior Specialist

Title: Fraud Risk Strategy, Senior Specialist

Location: 

Malvern, PA

Scottsdale, AZ

Charlotte, NC

Full time

Job Description:

This individual contributor role within Vanguard’s Personal Wealth Control and Oversight team is responsible for strengthening fraud risk management through proactive market awareness, control innovation, and product risk evaluation.

Responsibilities:

• Participate in industry forums, peer networks, and external engagements to stay current on emerging fraud threats, evolving attack patterns, and innovative technology solutions relevant to Personal Wealth.

• Monitor industry trends, regulatory developments, and market practices to identify opportunities to strengthen fraud oversight capabilities.

• Identify, assess, and lead opportunities for process improvement and efficiency gains across fraud risk and control activities, leveraging existing tools, automation, and new technology solutions.

• Evaluate and apply artificial intelligence and other advanced technologies, where appropriate, to improve governance, streamline workflows, and enhance risk detection and decision support.

• Assess new and existing fraud technology solutions, including vendor products and internal capabilities, to determine fit, effectiveness, scalability, and alignment with business and control objectives.

• Partner with cross-functional stakeholders across enterprise fraud, product, technology, operations, risk, compliance, and legal to drive practical, business-aligned fraud risk solutions.

• Develop recommendations and business cases for control enhancements, automation opportunities, and technology adoption based on risk exposure, operational impact, and implementation feasibility.

• Support governance, reporting, and ongoing oversight activities by documenting findings, communicating insights, and tracking recommendations through execution.

Qualifications:

• Experience in fraud risk management, controls, operational risk, or oversight within wealth management, brokerage, banking, or financial services.

• Strong understanding of fraud threats, control design, and risk assessment practices across client, operational, and digital channels.

• Demonstrated ability to identify process improvement opportunities and translate them into practical, scalable solutions.

• Familiarity with automation, analytics, and AI-enabled capabilities relevant to fraud risk management and control optimization.

• Experience evaluating products, processes, or technology solutions through a risk and control lens.

• Strong written and verbal communication skills, with the ability to influence stakeholders and present recommendations clearly.

• Ability to operate independently, manage competing priorities, and collaborate effectively across a matrixed organization.

• Bachelor’s degree required; advanced degree or relevant certifications preferred.

Special Factors

Sponsorship

Vanguard is not offering visa sponsorship for this position.

About Vanguard

At Vanguard, we don't just have a mission—we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.