Excess and Surplus Program Underwriter

Title: E&S Program Underwriter

Location: United States

Job Description:

Industry: Excess & Surplus (E&S) Insurance

Employment Type: Full-Time

Work Arrangement: Remote

Compensation: Competitive Base Salary + Annual Bonus + Comprehensive Benefits

About the Opportunity

A growing specialty insurance organization is seeking an experienced E&S Program Underwriter to join its underwriting team. This role offers the opportunity to underwrite complex and unique risks across a diverse portfolio of delegated authority and program business while contributing to the profitable growth of a rapidly expanding platform.

The ideal candidate will possess a strong underwriting background, experience within the E&S market, and the ability to effectively manage broker and program administrator relationships.

Key Responsibilities

• Underwrite new and renewal E&S program business in accordance with underwriting guidelines and authority
• Evaluate complex commercial risks and determine appropriate pricing, coverage, terms, and conditions
• Manage portfolios across multiple specialty classes and industry segments
• Monitor program performance, profitability, premium growth, and loss trends
• Analyze underwriting results and recommend strategy adjustments when necessary
• Build and maintain strong relationships with program administrators, MGAs, brokers, and carrier partners
• Collaborate with actuarial, claims, compliance, and product development teams
• Participate in program audits, stewardship meetings, and portfolio reviews
• Identify opportunities for profitable growth within existing and new program partnerships
• Maintain a thorough understanding of market conditions, competitive trends, and emerging risks

Qualifications

• 3+ years of commercial P&C underwriting experience
• Experience underwriting E&S business, delegated authority business, or specialty program business preferred
• Strong understanding of underwriting principles, pricing methodologies, and portfolio management
• Ability to analyze complex risks and make sound underwriting decisions
• Excellent relationship management and business development skills
• Strong analytical, organizational, and communication abilities
• Experience working with MGAs, MGUs, program managers, or carrier program business is highly desirable
• Bachelor's degree preferred
• CPCU, AU, or other industry designations are a plus

Preferred Experience

• Delegated Authority Underwriting
• Program Business
• Specialty Casualty
• Professional Liability
• General Liability
• Excess Liability
• Commercial Property
• Transportation
• Environmental
• Construction
• Niche Specialty Programs
• Multi-State E&S Business