Lead Compliance Analyst

Lead Compliance Analyst

Location: Baltimore United States

Job Description:

The Lead Compliance Analyst plays a critical role in supporting the Regulatory Compliance team in maintaining and enhancing the effectiveness of the company's compliance program. This role is ideal for a detail-oriented professional with strong analytical skills and an understanding of consumer lending regulations. The Analyst will contribute to compliance risk assessments, regulatory compliance reporting, and support regulatory compliance across multiple lending products.

In the Role

• Assist in monitoring and maintaining compliance controls across various consumer lending products (e.g., personal loans, auto lending, credit cards).
• Contribute to the development and enhancement of compliance policies, procedures, and training materials.
• Develop and maintain compliance reports for internal stakeholders and regulatory bodies.
• Gather data, analyze, provide input and prepare various monthly and quarterly compliance reports (across multiple product lines), demonstrating the ability to tailor reporting based on the intended management audience.
• Participate in compliance risk assessments and assist in identifying emerging risks and trends.
• Prepare various risk assessment reports.
• Assist with root cause analysis and support the development of corrective action plans.
• Work closely with business units, Legal, and other compliance leaders to ensure regulatory requirements are met.
• Serve as a subject matter resource and/or support on specific regulatory areas (e.g., UDAAP, FCRA, ECOA, etc.).
• Assist in the implementation and continuous improvement of the compliance program.

Requirements

• Bachelor's degree required; advanced degrees or certifications (e.g., CRCM) are a plus.
• 4-6 years of experience in compliance, risk management, or audit within consumer financial services.
• Strong knowledge of federal and state consumer lending regulations.
• Exceptional analytical, research, and data management skills.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook); experience with Archer or similar GRC platforms preferred.
• Excellent written and verbal communication skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• Strong organizational and project management skills.

Preferred:

• Self-starter with a proactive approach to problem-solving.
• Ability to influence without authority and drive results.
• Comfortable working with cross-functional teams and managing multiple priorities.

Location Baltimore, MD Hybrid Three Days A Week:

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days' vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

Baltimore MD Target base salary range is xx-xx, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive compensation program that is based on individual and company performance.

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.