Director, Claim - Coverage Counsel

Title: Director, Claim/Coverage Counsel

Locations: Chicago, IL | New York, NY | Atlanta, GA

Work Type: Hybrid, Full Time

Job ID: R1479

Job Description:

We're not like other insurance companies. From our specialty products to our business model, our culture to our results - we're different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn't just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us.

RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar - a testament to our culture and validation of our reputation as an excellent underwriting company.

Principal Duties & Responsibilities

• Manage coverage and bad faith litigation by and against the Company countrywide by providing competent legal advice and counsel on claim related matters.
• Manage outside coverage counsel in coverage and bad faith litigation, including review all company filings and discovery responses.
• Achieve optimal results by resolving claim-related coverage litigation fairly, expeditiously, and economically.
• Consult with and provide legal advice to the Claim Department on coverage issues, including reviewing coverage letters or other documentation.
• Research, analyze, and evaluate external coverage and bad faith decisions and legislation across multiple US jurisdictions.
• Provide training and legal advice to Claim Department, including on coverage issues, file documentation, litigation management, excess vs. primary disputes, catastrophe claims, and claim handling issues.
• Provide legal advice and consultation on policy language and product development.
• Provide legal advice to Claim Department on other issues and disputes that arise from coverage and claim handling.
• Provide legal advice on special projects, initiatives, and other duties as needed.

Education & Experience

• J.D. required.
• A minimum of 8 years of experience practicing law at a law firm or insurance company, preferably both.
• Experience providing legal advice and handling coverage and bad faith litigation arising under insurance policies for varied insurance products, like first party commercial property, professional liability, and executive products (D&O, EPL, fiduciary, etc.), and surety bonds.
• Experience with claims made and reported policies preferred.
• Experience with multiple product lines preferred.

Knowledge, Skills, & Competencies

• Experience providing coverage advice and managing coverage and bad faith litigation arising under insurance policies for varied insurance products, including first party commercial property, surety, professional liability, and executive products (D&O, EPL, fiduciary, etc.), and surety bonds.
• Experience analyzing coverage and defending alleged bad faith claims under insurance policies over multiple product lines noted above.
• Experience providing coverage advice and handling coverage and bad faith litigation across multiple US jurisdictions strongly preferred.
• Experience with insurance policy drafting preferred.
• Ability to use analytical methods in complex claim processes to find workable solutions.
• Ability to generate innovative solutions within the Claim Counsel department.
• Ability to communicate findings and recommendations effectively to management on Claim Counsel department matters.
• Ability to communicate effectively on claim counsel matters.
• Ability to collaborate with and develop others to facilitate increased performance.
• Ability to apply a strategic perspective to improve claim outcomes

Compensation Overview

The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future.

Base Pay Range

$133,939.00 - $195,216.00

Total Rewards

At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.

Financial Incentives

• Annual bonus plans

• Employee stock ownership plan (ESOP)

• 401(k) - automatic 3% company contribution

• Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)

Work & Life

• Paid time off (PTO) and holidays

• Paid volunteer time off (VTO) to support our communities

• Parental and family care leave

• Flexible & hybrid work arrangements

• Fitness center discounts and free virtual fitness platform

• Employee assistance program

Health & Wellness

• Comprehensive medical, dental and vision benefits

• Flexible spending and health savings accounts

• 2x base salary for group life and AD&D insurance

• Voluntary life, critical illness, & accident insurance for purchase

• Short-term and long-term disability benefits

Personal & Professional Growth

RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include:

• Training & certification opportunities

• Tuition reimbursement

• Education bonuses