Credit Modelling Expert

Title: Credit Modelling Expert

Location: Athens, Attica, Greece

Type: Full-time

Workplace: Hybrid

Job Description:

About snappi

At Snappi, we're building a neobank from the ground up. Our mission is to empower financial freedom through technology, offering innovative and transparent digital banking solutions.

Join us in reshaping the financial landscape!

About the role

You will be at the forefront of building our bank's proprietary credit risk models. This hybrid role combines data science with underwriting judgment to shape how we assess and price credit risk. You will own the end-to-end development of our credit scoring models - from data sourcing and feature engineering to model training, validation, stress testing, and ongoing monitoring. You will work closely with Risk Management, Data Infrastructure, Compliance, and Product team to ensure the model is accurate, explainable, reflect the business needs of snappi and being compliant with relevant regulations.

What you'll be doing

• Develop, implement, and tune machine learning/statistical scoring models.
• Utilize full breadth of information available to Snappi, including transactional behavior, credit bureau data, "traditional" and "non traditional" data, with the objective to.
• Monitor model performance and fairness and perform regular recalibration as needed.
• Ensure compliance with relevant regulatory requirements.
• Collaborate with other Snappi departments (Credit Risk, Product, Technology) to ensure model meets business and regulatory objectives.

Requirements

• Master's degree or PhD in a quantitative field (e.g., Statistics, Economics, Computer Science, Mathematics).
• 5+ years in credit risk modeling or decision science in a bank or fintech.
• Proven track record of having successfully developed and maintained credit risk models used in production (Application Scoring Models, Behavioural Scoring Models, IFRS9 Models etc.).
• Experience working in or with regulated environments.
• Demonstrated ability to bridge technical modeling and practical credit decisioning.
• Proficient with Model Development tools.

Why Join Snappi?

Snappi is redefining banking in Greece, empowering financial freedom through innovation.

• Shape the future of fintech by leading our data protection framework
• Work with top-tier talent in a fast-paced, dynamic environment
• Grow with us through continuous learning and development
• Enjoy competitive compensation and a culture that values impact

We are results-driven, innovative, and built on trust-with our customers, team, and society. At Snappi, your ideas will shape the future of banking.

Benefits

At Snappi, we invest in your well-being, growth, and work-life balance with a benefits package designed to support both your personal and professional journey:

• Competitive salary
• Hybrid work flexibility
• 37-hour work week
• Medical & Life insurance coverage
• Extra paid time off
• Additional school monitoring days
• Employer-sponsored pension plan
• Savings plan for your children
• Daycare allowance to help cover preschool costs
• Exclusive perks with special rates on banking products
• Ongoing learning & career development opportunities
• Team activities & events to foster bonding, well-being, and a strong company culture

We celebrate diversity and are proud to be an equal opportunity employer. We embrace individuals from all backgrounds and do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, or disability status