Commercial Underwriting Office - Real Estate Industry Expert

Title: Commercial Underwriting Office - Real Estate Industry Expert

Location: Fairfield United States

Job Description:

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.

If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Commercial Underwriting Office is currently seeking a Real Estate industry expert. This role is responsible for collaborating with stakeholders to identify business requirements and develop strategies to deliver industry specific content, guidelines, and process improvement. This role will also be responsible for establishing relationships within the practice teams of key brokers and educating associates on underwriting guidelines to ensure understanding of proper risk selection. You will leverage your underwriting and industry expertise to manage the performance of a Real Estate book across the Commercial Lines enterprise, ensuring business strategies are aligned with production goals. This position is based at our Headquarters in Fairfield, Ohio.

Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available for those working at headquarters.

The pay range for this position is $75,000 - $150,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

• participate in business initiatives by collaborating with stakeholders across the Commercial Lines enterprise, including IT, Claims, Sales, Loss Control, Commercial Product, and other departments
• develop industry specific underwriting and training tools to empower associates and assist in increasing underwriting acumen across all business units
• support Sales by articulating our appetite at a local, state, and national level to increase submission count
• interact with departmental leadership, providing feedback on strategic objectives and transforming those objectives into practical and sustainable solutions
• conduct book analysis to identify trends and opportunities to strengthen the book profile
• develop and monitor industry specific underwriting guidelines
• assist in R&D efforts in collaboration with other stakeholders to create new products and improve the value proposition across the Commercial Lines enterprise
• provide thought leadership in area of expertise, including drafting white papers, first alerts, and participating on industry panels
• act as a Subject Matter Expert supporting Learning & Development training efforts both within Commercial Lines and externally with our agency plant
• full immersion in the industry by staying abreast of current market conditions, products and coverage needs and involvement in industry functions
• develop and maintain relationships with key brokers, agents, and industry influencers to assess risk tolerance, market appetite and emerging issues
• maintain industry specific association and vendor relationships

Be equipped with:

• ability to effectively interact with all levels of internal and external business partners.
• possess and demonstrate effective communication skills to educate, instruct, or inform others.
• aptitude for using data analytics to understand and drive underwriting strategy and portfolio management.
• strong underwriting acumen and decision-making.
• ability to adapt to a fast paced continually changing business and work environment.
• working knowledge of all supporting business units and how they contribute to our success.

Bring education and experience from:

• 5 years of experience in the commercial property and casualty industry
• general knowledge of Cincinnati product offerings
• working knowledge of the Real Estate industry as it relates to the Property & Casualty industry
• experience in setting and meeting objectives combined with the ability to persuade and influence others

Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.

Enjoy benefits and amenities

Your commitment to providing strong service, sharing best practices, and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.

Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.