Remote
Atlantic Bay Mortgage Group

Mortgage Underwriter

Location: Remote

Job Code: RUW7119

Atlantic Bay Mortgage Group is seeking a Mortgage Underwriter to join our team!

Responsibilities:

  • Ability to work in fast paced operations center meeting all production based performance criteria for Quality of Workmanship and Quantity of Production Volume.
  • Ability to calculate income, including tax return analysis and to properly catalog findings into a concise effective written summary.
  • Ability to communicate effectively in written and verbal communications.
  • Thorough understanding of credit and an ability to review complex financial documents.
  • Ability to assess an individual’s creditworthiness while adhering to all regulatory and compliance requirements.
  • Thorough understanding of credit and an ability to review complex financial documents.
  • Ability to assess an individual’s creditworthiness while adhering to all regulatory and compliance requirements.
  • Ability to make credit recommendations.
  • Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality.
  • Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment.
  • They must be able to assess the information obtained and determine if it validates the information used to qualify the borrower at the time of modification offer.
  • Self-motivated, ability to work in a fast-paced, high volume environment, while practicing sound lending judgment.
  • They must have a strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines.

Required/Preferred Qualifications:

  • Direct Endorsement Certification preferred.
  • Underwriting certifications a plus but not required.
  • Secondary market experience a plus.
  • 3 years’ experience in front line mortgage underwriting, Proficiency with DU and LP.
  • Associates degree or equivalent experience.
  • CHUMS# preferred.
  • SAR preferred.
  • 5 years’ experience with Microsoft Office suite of products; demonstrate ability with Excel and Word in addition to Adobe pdf.
  • Must have 5 years’ experience as a mortgage underwriter and be able to think “outside of the box” to obtain the required information.

Be able to work M-F 8:30 – 5:30 (overtime may be required at times.)

Atlantic Bay Mortgage provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Atlantic Bay Mortgage complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.